I have to say I'm not sad that 2008 is over and 2009 is here. Looking back, 2008 was personally and professionally a rough year to endure and I'm glad it's over. I'm looking forward to 2009.
My husband is in the mortgage business (or what's left of it anyway). We've had good years and bad years in this business, but nothing like this before. Thank goodness when the good years were here, he was smart enough to save knowing that there are always some tough ones to get through. Never, ever did I think we would be in this tough of a market though.
I'm finally realizing that it's going to be a long while before things turn around in this economy so I've been making some cut backs.
Over the last few years (2006 and 2007), we were in search of our perfect "forever" home. I think there was a reason we never found the "one" and are still living in this house. I think we were spared in finding the one so we wouldn't have the big mortgage, the big property tax bill and all the living expenses that go with a large home. I can't imagine what our life would be like today with all the added pressures of all those expenses.
So over the past few years, I haven't splurged on things for this house thinking that we would be moving. I feel we need to change things a little around here and freshen things up, to get back on track of making this house a home again and not just a place where we live. (The hard part will be to do it on a much smaller budget. YIKES!!!) I need to begin in creating a beautiful environment again, a place of calm and comfort for my family. Even though nobody ever wants a child to feel the stress of life's struggles, I know this has become noticeable to the kiddies. They are hearing "no" a lot more than their used to when it comes to buying things.
So here's to turning the page of the calendar to a new year. One that I'm wishing will be filled with hope, happiness, prosperity, love and calmer times ahead for not just my family, but for everyone. Happy 2009!!!